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In life insurance there were two options to choose from the term life insurance and permanent life insurance. In term life indemnity, a life coverage in a specified years in exchange of specified premium. It is the cheapest assurance. It is a pure indemnity and no cash value involve. While permanent life assurance is insured until at the end of policy and has a cash value. Expensive but protected until the end of the policy.
A while ago, while I was walking in a certain street I have seen an old couple walking hand in hand. And I began to ponder what kind of living will I have if I were on their shoes. Out of curiosity, I approached them and talked for a few minutes. To my surprise they informed me that at the very young age they got married and decided to work hard to buy life insurance and support their growing family. They chose permanent life assurance with a combination of savings. They weigh the pro's and cons of insurance comparisons on the term life assurance and permanent life assurance to come up with the best life assurance.
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